Sell Your House During Bankruptcy

Jeet Sangha

BRE #02014485

Have Questions About Selling Your Home Fast?

Call Me Today (661) 505-9005

Going Through Bankruptcy? We Can Make You An Offer.

“The bills just kept pilling up. Now, I’m about to file for bankruptcy – help me!”

Unfortunately, Americans are struggling more and more to get by which has steered many people into financial ruin. These times have resulted in more bankruptcies over the last decade than most people have witnessed in their life. And the worst part is, is that the real estate market no longer seems recession proof. It is harder for young people starting out to buy a home and the middle class house cost is rising every year, which prices out many first time homebuyers. We have some good news. There are options still available to those who are facing dire financial situations.

Authentic HomeBuyer and Bankruptcy

If you have debt that is making it impossible to pay for your mortgage, and having your home purchased quickly would help you eliminate your burdens, we have a solution for you. We help homeowners through their bankruptcy by offering them cash for their home without needing to spend a dime on repairs or fees. With a home sale, you can pay off your existing debt. We understand that it is often better to sell your home fast than to delay your home sale while declaring bankruptcy, which can take a few weeks or even years depending on the real estate agents and the condition of your home.

We Will Determine the Smartest Financial Option for You

At Authentic HomeBuyer, we are more than ready to help any homeowner who is planning on filing for bankruptcy by offering them CASH for their property. Being local home buyers, we don’t want to see any of our neighbors file for bankruptcy. But we understand that sometimes, it’s the only viable option left or its an option many people must resort to. That’s when we come in to help you if you’re ready to sell.

Sell Your House Fast, for Cash

If you want to sell your property FAST and you live in Bakersfield, CA or the surrounding areas, we would love to speak with you, no matter what the condition of the home is or your financial situation. We understand how stressful and confusing these issues can be for homeowners which is why we pride ourselves on making the process easier for you. You do not have to settle for an unhappy ending to this small saga in your life and you do not have to accept a deal you don’t understand fully. Contact us today so we can come up with a solution for you. Always know that with Authentic Homebuyer, you can sell your house and receive CASH in hand in very little time.

Selling Your House During Bankruptcy Frequently Asked Questions

What Do I Have To Do Before I File For Bankruptcy?

A: You need to carefully think about whether bankruptcy is the right choice for you, and then gather the necessary paperwork.

In order to be eligible to file bankruptcy, you must receive credit counseling within 180 days prior to filing. The law requires you to receive, from an approved agency, a briefing that outlines opportunities for credit counseling as well as help you with a budget analysis. You may do this alone or in a group, and in person, on the phone, or even online.

If you use a bankruptcy attorney, they will most likely help you complete this requirement. You can find a list of approved non-profit budget and credit counseling agencies at the office of the United States Trustee, Bankruptcy Administrator, or at the bankruptcy court Clerk’s office.

How Long Can I Stay in My Home After Filling Bankruptcy?

A: Depending where you live exactly, you may be able to stay in your home for six months or so after bankruptcy has been finalized. Once your bankruptcy is discharged, you need to find another place to live. In some cases, you do not need to leave the property immediately.

Can I Keep My House After Filing Bankruptcy?

A: If you file for Chapter 7 bankruptcy—the kind of bankruptcy that eliminates debt quickly—you can keep your house granted these conditions were met: You’re up-to-date on your mortgage payments when you file or you just got caught up with the help of a loan modification, and the specific laws in your state allow you to protect the equity you have in the property.

Get Your FREE Fair Cash Offer!

All offers are made based on the information you provide so it is very important that you fill out the form completely and accurately, so we can provide you with the most realistic purchase price for your home. If you have any additional questions regarding the process or to discuss your home sale, feel free to call me on my cell at 661-505-9005.